International estate planning solutions focused on trusts, succession structuring, and long-term asset protection for high-net-worth families.

ESTATE PLANNING

Your Legacy, Your Future

Estate planning is about more than just assets—it’s about ensuring your wishes are honored, your loved ones are protected, and your legacy is secure. At Horizon Associates, we specialise in tailored estate solutions that align with your personal and financial goals.

With years of expertise and a client-first approach, we guide you through the complexities of wills, trusts, inheritance laws, and tax efficiency, ensuring clarity, security, and peace of mind. But the most important aspect of estate planning? You.

Take a moment to reflect on these essential questions—because the right plan begins with the right conversation.

Have You Considered?

1. Who will make decisions on your behalf if you’re unable to?

  • Have you appointed a Lasting Power of Attorney (LPA) for Property & Financial Affairs and Health & Welfare to ensure trusted individuals can act on your behalf if needed?

2. How will your assets be distributed after your passing?

  • Have you created a will or established a trust to specify who inherits your property, investments, and personal belongings?

3. Are your beneficiary designations up to date?

  • Have you reviewed and updated beneficiaries on life insurance policies, retirement accounts, and other financial instruments to reflect your current intentions?

4. Have you considered the benefits of establishing a trust, Foundation or Family Office?

  • Would a living trust be advantageous in managing your assets during your lifetime and ensuring a smooth transfer to beneficiaries, potentially avoiding probate?

5. Who have you appointed as executor or trustee of your estate?

  1. Is the person you've chosen to administer your estate capable and willing to handle the responsibilities, including managing assets and addressing any legal matters?

6. Have you planned for potential tax implications on your estate?

  • Are you aware of strategies to minimize estate taxes and ensure that your beneficiaries receive the maximum benefit from your estate?

7. How often do you review and update your estate plan?

  • Do you periodically reassess your estate plan to account for significant life events, changes in assets, or shifts in family dynamics?

8. Have you communicated your estate planning intentions to your family?

  • Have you discussed your plans with your loved ones to ensure they understand your wishes and to prevent potential disputes?

9. Are there specific personal belongings with sentimental value you've allocated?

  • Have you detailed how items like family heirlooms or personal collections should be distributed to avoid misunderstandings among heirs?

10. Have you prepared for the possibility of long-term care needs?

  • Have you considered how potential long-term healthcare requirements might impact your estate and the inheritance of your beneficiaries?

Contemplating these questions can provide clarity and direction as you structure an estate plan that aligns with your values and objectives. Engaging with a qualified estate planning professional can further ensure that your plan is comprehensive and legally sound.